{ "directive": { "celex": "32021L2167", "number": "2021/2167", "title_ro": "Directiva (UE) 2021/2167 a Parlamentului European și a Consiliului din 24 noiembrie 2021 privind administratorii de credite și cumpărătorii de credite și de modificare a Directivelor 2008/48/CE și 2014/17/UE (Text cu relevanță pentru SEE)", "short_name_ro": "Administratorii de credite și cumpărătorii de credite", "eli": "http://data.europa.eu/eli/dir/2021/2167/oj", "signed": "2021-11-24", "published_oj": null, "in_force": "2021-12-28", "title_in_english": false, "short_name_derived": true, "summary": null, "areas": [ "06" ], "transposition_dates": [ "2023-12-29", "2023-12-30" ], "main_deadline": "2023-12-29", "other_dates": [ { "date": "2023-12-30", "label_ro": "Altă dată de transpunere (EUR-Lex)", "sources": [ { "label": "EUR-Lex, informații despre document 32021L2167", "url": "https://eur-lex.europa.eu/legal-content/RO/ALL/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" } ] } ], "transposition_notes": [ { "date": "2023-12-29", "kinds": [ "adoption" ], "at_latest": false, "articles": [ "32.1" ], "quote": "(1) Statele membre adoptă și publică până la 29 decembrie 2023 actele cu putere de lege și actele administrative necesare pentru a se conforma prezentei directive.", "quote_article": null, "sources": [ { "label": "EUR-Lex, informații despre document 32021L2167", "url": "https://eur-lex.europa.eu/legal-content/RO/ALL/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "EUR-Lex, textul directivei 32021L2167", "url": "https://eur-lex.europa.eu/legal-content/RO/TXT/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" } ] }, { "date": "2023-12-30", "kinds": [ "application" ], "at_latest": false, "articles": [ "32.2" ], "quote": "(2) Statele membre aplică dispozițiile menționate la alineatul (1) de la 30 decembrie 2023. Prin derogare de la primul paragraf, entitățile care desfășoară deja, în conformitate cu dreptul intern, activități de administrare a creditelor la 30 decembrie 2023 pot să desfășoare în continuare activitățile respective de administrare a creditelor în statul lor membru de origine până la 29 iunie 2024 sau până la data la care obțin o autorizație în conformitate cu prezenta directivă, oricare dintre aceste date survine prima. Statele membre unde funcționează deja regimuri echivalente sau mai stricte decât cele stabilite în prezenta directivă pentru activitățile de administrare a creditelor pot permite entităților care desfășoară deja activități de administrare a creditelor în temeiul regimurilor respective la 30 decembrie 2023 să fie recunoscute automat drept administratori de credite autorizați prin dispozițiile naționale de transpunere a prezentei directive.", "quote_article": null, "sources": [ { "label": "EUR-Lex, informații despre document 32021L2167", "url": "https://eur-lex.europa.eu/legal-content/RO/ALL/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "EUR-Lex, textul directivei 32021L2167", "url": "https://eur-lex.europa.eu/legal-content/RO/TXT/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" } ] } ], "main_deadline_note": null, "tracked_reason": "open_case", "milestones": [ { "date": "2021-11-24", "label_ro": "Adoptare (semnare)", "sources": [ { "label": "EUR-Lex, informații despre document 32021L2167", "url": "https://eur-lex.europa.eu/legal-content/RO/ALL/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" } ] }, { "date": "2021-12-28", "label_ro": "Intrare în vigoare", "sources": [ { "label": "EUR-Lex, informații despre document 32021L2167", "url": "https://eur-lex.europa.eu/legal-content/RO/ALL/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" } ] }, { "date": "2023-12-29", "label_ro": "Termen de transpunere", "sources": [ { "label": "EUR-Lex, informații despre document 32021L2167", "url": "https://eur-lex.europa.eu/legal-content/RO/ALL/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" } ] } ], "sources": [ { "label": "EUR-Lex, textul directivei 32021L2167", "url": "https://eur-lex.europa.eu/legal-content/RO/TXT/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "EUR-Lex, informații despre document 32021L2167", "url": "https://eur-lex.europa.eu/legal-content/RO/ALL/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" } ] }, "retrieved": "2026-10-31", "statuses": [ { "country": "AT", "name_ro": "Austria", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-11-21", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "AT", "celex": "72021L2167AUT_202501564", "title": "Bundesgesetz über die Errichtung und Organisation der Finanzmarktaufsichtsbehörde (Finanzmarktaufsichtsbehördengesetz – FMABG)", "act_type": "Bundesgesetz", "local_id": "BGBl. I Nr. 97/2001", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. I Nr. 97/2001", "journal_date": "2001-08-07", "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501565", "title": "Bundesgesetz über Hypothekar- und Immobilienkreditverträge und sonstige Kreditierungen zu Gunsten von Verbrauchern (Hypothekar- und Immobilienkreditgesetz – HIKrG)", "act_type": "Bundesgesetz", "local_id": "BGBl. I Nr. 135/2015", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. I Nr. 135/2015", "journal_date": "2015-11-26", "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501566", "title": "Bundesgesetz über das Bankwesen (Bankwesengesetz – BWG)", "act_type": "Bundesgesetz", "local_id": "BGBl. Nr. 532/1993", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. Nr. 532/1993", "journal_date": "1993-07-30", "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501567", "title": "Allgemeines Verwaltungsverfahrensgesetz 1991 – AVG", "act_type": "Bundesgesetz", "local_id": "BGBl. Nr. 51/1991", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. Nr. 51/1991", "journal_date": "1991-01-31", "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501568", "title": "Artikel 130 (1) Z 3 Bundes-Verfassungsgesetz (B-VG)", "act_type": "Bundesgesetz", "local_id": "BGBl. Nr. 1/1930", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. Nr. 1/1930", "journal_date": null, "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501569", "title": "Bundesgesetz über Verbraucherkreditverträge und andere Formen der Kreditierung zu Gunsten von Verbrauchern (Verbraucherkreditgesetz – VKrG)", "act_type": "Bundesgesetz", "local_id": "BGBl. I Nr. 28/2010", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. I Nr. 28/2010", "journal_date": "2010-05-20", "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501571", "title": "Verwaltungsstrafgesetz 1991 – VStG", "act_type": "Bundesgesetz", "local_id": "BGBl. Nr. 52/1991", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. Nr. 52/1991", "journal_date": "1991-01-31", "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501572", "title": "Bundesgesetz über die Wirtschaftstreuhandberufe (Wirtschaftstreuhandberufsgesetz 2017 – WTBG 2017)", "act_type": "Bundesgesetz", "local_id": "BGBl. I Nr. 137/2017", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. I Nr. 137/2017", "journal_date": "2017-09-15", "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501573", "title": "Bundesgesetz vom 8. März 1979, mit dem Bestimmungen zum Schutz der Verbraucher getroffen werden (Konsumentenschutzgesetz – KSchG)", "act_type": "Bundesgesetz", "local_id": "BGBl. Nr. 140/1979", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. Nr. 140/1979", "journal_date": "1979-03-30", "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501574", "title": "Allgemeines bürgerliches Gesetzbuch für die gesammten deutschen Erbländer der Oesterreichischen Monarchie (ABGB)", "act_type": "Bundesgesetz", "local_id": "JGS Nr. 946/1811", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "JGS Nr. 946/1811", "journal_date": null, "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501575", "title": "Bundesgesetz über das Verfahren der Verwaltungsgerichte (Verwaltungsgerichtsverfahrensgesetz – VwGVG)", "act_type": "Bundesgesetz", "local_id": "BGBl. I Nr. 33/2013", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. I Nr. 33/2013", "journal_date": "2013-02-13", "journal_pages": null }, { "country": "AT", "celex": "72021L2167AUT_202501576", "title": "Bundesgesetz, mit dem ein Bundesgesetz über Kreditdienstleister und Kreditkäufer (Kreditdienstleister- und Kreditkäufergesetz – KKG) erlassen wird und das Bankwesengesetz, das Finanzmarktaufsichtsbehördengesetz, das Hypothekar- und Immobilienkreditgesetz und das Verbraucherkreditgesetz geändert werden", "act_type": "Bundesgesetz", "local_id": "BGBl. I Nr. 6/2025", "notified": "2025-03-17", "journal": "Bundesgesetzblatt für die Republik Österreich ( BGBl. )", "journal_number": "BGBl. I Nr. 6/2025", "journal_date": "2025-03-17", "journal_pages": null } ], "measures_after_directive": 12, "cases": [ { "number": "INFR(2024)0000", "country": "AT", "title": "Lack of transposition of Directive on Non-performing loans by Austria", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-02-12", "stage": "referred", "label_ro": "Sesizarea Curții, art. 258/260(3) TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-05-07", "stage": "reasoned_opinion", "label_ro": "Referral to Court Art. 258-260(3) TFEU Deferral (formularea Comisiei, în engleză)", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_982", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-11-21", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0000, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0000, 12.02.2025", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0000, 07.05.2025", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_982", "retrieved": "2026-10-31" } ] }, { "country": "BE", "name_ro": "Belgia", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-11-21", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "BE", "celex": "72021L2167BEL_202500303", "title": "LOI TRANSPOSANT LA DIRECTIVE (UE) 2021/2167 DU PARLEMENT EUROPÉEN ET DU CONSEIL DU 24 NOVEMBRE 2021 SUR LES GESTIONNAIRES DE CRÉDITS ET LES ACHETEURS DE CRÉDITS, ET MODIFIANT LES DIRECTIVES 2008/48/CE ET 2014/17/UE", "act_type": "Loi", "local_id": null, "notified": "2025-01-16", "journal": "Moniteur Belge", "journal_number": "14 janvier 2025", "journal_date": "2025-01-14", "journal_pages": "2578-2597" } ], "measures_after_directive": 1, "cases": [ { "number": "INFR(2024)0006", "country": "BE", "title": "Lack of transposition of Directive on Non-performing loans by Belgium", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-11-21", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0006, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" } ] }, { "country": "BG", "name_ro": "Bulgaria", "stage": "referred", "stage_label_ro": "Sesizarea Curții de Justiție", "stage_date": "2025-02-12", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "BG", "celex": "72021L2167BGR_202503081", "title": "Наредба № 26 за финансовите институции", "act_type": "Наредба на министър/ръководител на ведомство", "local_id": "Наредба 26 на БНБ", "notified": "2025-05-29", "journal": "Държавен вестник", "journal_number": "68", "journal_date": "2014-08-15", "journal_pages": null }, { "country": "BG", "celex": "72021L2167BGR_202503083", "title": "Закон за задълженията и договорите", "act_type": "Закон", "local_id": "ЗЗД", "notified": "2025-05-29", "journal": "Държавен вестник", "journal_number": "35", "journal_date": "2021-04-27", "journal_pages": null }, { "country": "BG", "celex": "72021L2167BGR_202503084", "title": "Закон за защита на потребителите", "act_type": "Закон", "local_id": "ЗЗП", "notified": "2025-05-29", "journal": "Държавен вестник", "journal_number": "70", "journal_date": "2024-08-20", "journal_pages": null }, { "country": "BG", "celex": "72021L2167BGR_202503553", "title": "Закон за мерките срещу изпирането на пари", "act_type": "Закон", "local_id": "ЗМИП", "notified": "2025-06-20", "journal": "Държавен вестник", "journal_number": "50", "journal_date": null, "journal_pages": null }, { "country": "BG", "celex": "72021L2167BGR_202503554", "title": "Закон за потребителския кредит", "act_type": "Закон", "local_id": "ЗПК", "notified": "2025-06-20", "journal": "Държавен вестник", "journal_number": "50", "journal_date": null, "journal_pages": null }, { "country": "BG", "celex": "72021L2167BGR_202503555", "title": "Закон за кредитните институции", "act_type": "Закон", "local_id": "ЗКИ", "notified": "2025-06-20", "journal": "Държавен вестник", "journal_number": "50", "journal_date": null, "journal_pages": null }, { "country": "BG", "celex": "72021L2167BGR_202503556", "title": "Закон за кредитите за недвижими имоти на потребители", "act_type": "Закон", "local_id": "ЗКНИП", "notified": "2025-06-20", "journal": "Държавен вестник", "journal_number": "50", "journal_date": null, "journal_pages": null }, { "country": "BG", "celex": "72021L2167BGR_202503557", "title": "Закон за лицата, обслужващи кредити, и купувачите на кредити", "act_type": "Закон", "local_id": "ЗЛОККК", "notified": "2025-06-20", "journal": "Държавен вестник", "journal_number": "50", "journal_date": null, "journal_pages": "0002-0029" }, { "country": "BG", "celex": "72021L2167BGR_202503559", "title": "Закон за Българската народна банка", "act_type": "Закон", "local_id": "ЗБНБ", "notified": "2025-06-20", "journal": "Държавен вестник", "journal_number": "50", "journal_date": null, "journal_pages": null }, { "country": "BG", "celex": "72021L2167BGR_202503560", "title": "Закон за Българската народна банка", "act_type": "Закон", "local_id": "ЗБНБ", "notified": "2025-06-20", "journal": "Държавен вестник", "journal_number": "50", "journal_date": null, "journal_pages": null }, { "country": "BG", "celex": "72021L2167BGR_202503561", "title": "Закон за за дружествата със специална инвестиционна цел и за дружествата за секюритизация", "act_type": "Закон", "local_id": "ЗДСИЦДС", "notified": "2025-06-20", "journal": "Държавен вестник", "journal_number": "50", "journal_date": null, "journal_pages": null }, { "country": "BG", "celex": "72021L2167BGR_202605949", "title": "Закон за лицата, обслужващи кредити, и купувачите на кредити", "act_type": "Закон", "local_id": null, "notified": "2026-07-24", "journal": "Държавен вестник", "journal_number": "67", "journal_date": "2026-07-24", "journal_pages": "0002-0040" } ], "measures_after_directive": 12, "cases": [ { "number": "INFR(2024)0013", "country": "BG", "title": "Lack of transposition of Directive on Non-performing loans by Bulgaria", "active": true, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-02-12", "stage": "referred", "label_ro": "Sesizarea Curții, art. 258/260(3) TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "court_case": "C-208/25", "court_url": "https://curia.europa.eu/juris/liste.jsf?num=C-208/25", "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0013, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0013, 12.02.2025", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "retrieved": "2026-10-31" }, { "label": "Curtea de Justiție, cauza C-208/25 (INFR(2024)0013)", "url": "https://curia.europa.eu/juris/liste.jsf?num=C-208/25", "retrieved": "2026-10-31" } ] }, { "country": "CY", "name_ro": "Cipru", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-05-07", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "CY", "celex": "72021L2167CYP_202404853", "title": "Ο περί των Συμβάσεων Καταναλωτικής Πίστης (Τροποποιητικός) Νόμος του 2024", "act_type": "Νόμος", "local_id": "Ν.120(Ι)/2024", "notified": "2024-11-12", "journal": "Cyprus Gazette", "journal_number": "5012", "journal_date": "2024-11-08", "journal_pages": "580-581" }, { "country": "CY", "celex": "72021L2167CYP_202404854", "title": "Ο περί Συμβάσεων Πίστωσης για Καταναλωτές σε σχέση με Ακίνητα που προορίζονται για Κατοικία (Τροποποιητικός) Νόμος του 2024", "act_type": "Νόμος", "local_id": "Ν.119(Ι)/2024", "notified": "2024-11-12", "journal": "Cyprus Gazette", "journal_number": "5012", "journal_date": "2024-11-08", "journal_pages": "577-579" }, { "country": "CY", "celex": "72021L2167CYP_202404856", "title": "Ο περί Ελευθεροποίησης του Επιτοκίου και Συναφών Θεμάτων (Τροποποιητικός) Νόμος του 2024", "act_type": "Νόμος", "local_id": "Ν.117(Ι)/2024", "notified": "2024-11-12", "journal": "Cyprus Gazette", "journal_number": "5012", "journal_date": "2024-11-08", "journal_pages": "571-574" }, { "country": "CY", "celex": "72021L2167CYP_202404857", "title": "Ο περί Αγοραπωλησίας Πιστωτικών Διευκολύνσεων και για Συναφή Θέματα (Τροποποιητικός) Νόμος του 2024", "act_type": "Νόμος", "local_id": "Ν.121(Ι)/2024", "notified": "2024-11-12", "journal": "Cyprus Gazette", "journal_number": "5012", "journal_date": "2024-11-08", "journal_pages": "582-608" }, { "country": "CY", "celex": "72021L2167CYP_202404858", "title": "Ο περί Διαχειριστών Πιστώσεων και Αγοραστών Πιστώσεων και για Συναφή Θέματα Νόμος του 2024", "act_type": "Νόμος", "local_id": "Ν. 122(Ι)/2024", "notified": "2024-11-12", "journal": "Cyprus Gazette", "journal_number": "5012", "journal_date": "2024-11-08", "journal_pages": "609-650" }, { "country": "CY", "celex": "72021L2167CYP_202503724", "title": "Ο περί Διαχειριστών Πιστώσεων και Αγοραστών Πιστώσεων και για Συναφή Θέματα (Τροποποιητικός) Νόμος του 2025.", "act_type": "Νόμος", "local_id": "Ν,70(Ι)/2025", "notified": "2025-07-01", "journal": "Cyprus Gazette", "journal_number": "5039", "journal_date": "2025-05-30", "journal_pages": null }, { "country": "CY", "celex": "72021L2167CYP_202602473", "title": "Ο περί Διαχειριστών Πιστώσεων και Αγοραστών Πιστώσεων και για Συναφή Θέματα (Τροποποιητικός) Νόμος του 2026.", "act_type": "Νόμος", "local_id": "Ν.85(Ι)/2026", "notified": "2026-04-24", "journal": "Cyprus Gazette", "journal_number": "5087", "journal_date": "2026-04-21", "journal_pages": "540-542" } ], "measures_after_directive": 7, "cases": [ { "number": "INFR(2024)0018", "country": "CY", "title": "Lack of transposition of Directive on Non-performing loans by Cyprus", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-05-07", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0018, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" } ] }, { "country": "CZ", "name_ro": "Cehia", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-12-11", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "CZ", "celex": "72021L2167CZE_26292", "title": "Zákon č. 99/1963 Sb., občanský soudní řád", "act_type": "Zákon", "local_id": "99/1963", "notified": "2004-01-15", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "1963-12-04", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_26296", "title": "Zákon č. 21/1992 Sb., o bankách", "act_type": "Zákon", "local_id": "21/1992", "notified": "2004-01-19", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "1992-01-20", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_26297", "title": "Zákon č. 87/1995 Sb., o spořitelních a úvěrních družstvech a některých opatřeních s tím souvisejících a o doplnění zákona České národní rady č. 586/1992 Sb., o daních z příjmů, ve znění pozdějších předpisů", "act_type": "Zákon", "local_id": "87/1995", "notified": "2004-01-19", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "1995-05-29", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_26626", "title": "Zákon č. 150/2002 Sb., soudní řád správní", "act_type": "Zákon", "local_id": "150/2002", "notified": "2004-04-07", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2002-04-17", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_26511", "title": "Zákon České národní rady č. 6/1993 Sb., o České národní bance", "act_type": "Zákon", "local_id": "6/1993", "notified": "2004-04-23", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "1992-12-31", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_26944", "title": "Zákon č. 442/2000 Sb., kterým se mění zákon č. 6/1993 Sb., o České národní bance, ve znění pozdějších předpisů, a zákon č. 166/1993 Sb., o Nejvyšším kontrolním úřadu, ve znění pozdějších předpisů", "act_type": "Zákon", "local_id": "442/2000", "notified": "2004-04-23", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2000-12-22", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_33430", "title": "Zákon č. 500/2004 Sb., správní řád", "act_type": "Zákon", "local_id": "500/2004", "notified": "2004-11-30", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2004-09-24", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_129633", "title": "Zákon č. 57/2006 Sb., o změně zákonů v souvislosti se sjednocením dohledu nad finančním trhem", "act_type": "Zákon", "local_id": "57/2006", "notified": "2006-03-20", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2006-03-08", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_164655", "title": "Zákon č. 285/2009 Sb., kterým se mění některé zákony v souvislosti s přijetím zákona o platebním styku", "act_type": "Zákon", "local_id": "285/2009", "notified": "2009-11-06", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2009-09-04", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_170935", "title": "Zákon č. 156/2010 Sb., kterým se mění zákon č. 21/1992 Sb., o bankách, ve znění pozdějších předpisů, a další související zákony", "act_type": "Zákon", "local_id": "156/2010", "notified": "2010-08-09", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2010-05-21", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_180431", "title": "Zákon č. 41/2011 Sb., kterým se mění některé zákony v souvislosti se stanovením kapitálových požadavků a postupů dohledu nad bankami, spořitelními a úvěrními družstvy a obchodníky s cennými papíry", "act_type": "Zákon", "local_id": "41/2011", "notified": "2011-04-15", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2011-02-28", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_184745", "title": "Zákon č. 136/2011 Sb., o oběhu bankovek a mincí a o změně zákona č. 6/1993 Sb., o České národní bance, ve znění pozdějších předpisů", "act_type": "Zákon", "local_id": "136/2011", "notified": "2011-07-21", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2011-05-25", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_202882", "title": "Zákon č. 89/2012 Sb., občanský zákoník", "act_type": "Zákon", "local_id": "89/2012", "notified": "2013-04-05", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2012-03-22", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_203585", "title": "Zákon č. 255/2012 Sb., o kontrole (kontrolní řád)", "act_type": "Zákon", "local_id": "255/2012", "notified": "2013-04-26", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2012-07-19", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_208590", "title": "Zákon č. 90/2012 Sb., o obchodních společnostech a družstvech (zákon o obchodních korporacích)", "act_type": "Zákon", "local_id": "90/2012", "notified": "2013-08-21", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2012-03-22", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_208592", "title": "Zákon č. 227/2013 Sb., kterým se mění zákon č. 6/1993 Sb., o České národní bance, ve znění pozdějších předpisů, a další související zákony", "act_type": "Zákon", "local_id": "227/2013", "notified": "2013-08-21", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2013-08-02", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_215877", "title": "Zákon č. 304/2013 Sb., o veřejných rejstřících právnických a fyzických osob", "act_type": "Zákon", "local_id": "304/2013", "notified": "2014-05-13", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2013-09-30", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_218874", "title": "Zákon č. 135/2014 Sb., kterým se mění některé zákony v souvislosti se stanovením přístupu k činnosti bank, spořitelních a úvěrních družstev a obchodníků s cennými papíry a dohledu nad nimi", "act_type": "Zákon", "local_id": "135/2014", "notified": "2014-08-06", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2014-07-22", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_233471", "title": "Zákon č. 375/2015 Sb., kterým se mění některé zákony v souvislosti s přijetím zákona o ozdravných postupech a řešení krize na finančním trhu a v souvislosti s úpravou systému pojištění vkladů", "act_type": "Zákon", "local_id": "375/2015", "notified": "2016-01-07", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2015-12-28", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_240015", "title": "Zákon č. 257/2016 Sb., o spotřebitelském úvěru", "act_type": "Zákon", "local_id": "257/2016", "notified": "2016-08-17", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2016-08-05", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_249427", "title": "Zákon č. 183/2017 Sb., kterým se mění některé zákony v souvislosti s přijetím zákona o odpovědnosti za přestupky a řízení o nich a zákona o některých přestupcích", "act_type": "Zákon", "local_id": "183/2017", "notified": "2017-07-24", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2017-06-28", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_250160", "title": "Zákon č. 250/2016 Sb., o odpovědnosti za přestupky a řízení o nich", "act_type": "Zákon", "local_id": "250/2016", "notified": "2017-08-11", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2016-08-03", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_282917", "title": "Zákon č. 12/2020 Sb., o právu na digitální služby a o změně některých zákonů", "act_type": "Zákon", "local_id": "12/2020", "notified": "2020-04-08", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2020-01-17", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_283307", "title": "Zákon č. 33/2020 Sb., kterým se mění zákon č. 90/2012 Sb., o obchodních společnostech a družstvech (zákon o obchodních korporacích), ve znění zákona č. 458/2016 Sb., a další související zákony", "act_type": "Zákon", "local_id": "33/2020", "notified": "2020-04-21", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2020-02-13", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_202106847", "title": "Zákon č. 219/2021 Sb., kterým se mění zákon č. 6/1993 Sb., o České národní bance, ve znění pozdějších předpisů", "act_type": "Zákon", "local_id": "219/2021", "notified": "2021-10-01", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2021-06-09", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_202200197", "title": "Zákon č. 417/2021 Sb., kterým se mění zákon č. 250/2016 Sb., o odpovědnosti za přestupky a řízení o nich, ve znění pozdějších předpisů, a některé další zákony", "act_type": "Zákon", "local_id": "417/2021", "notified": "2022-01-10", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2021-11-23", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_202401778", "title": "Zákon č. 84/2024 Sb., o trhu s nevýkonnými úvěry", "act_type": "Zákon", "local_id": "84/2024", "notified": "2024-04-13", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2024-04-11", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_202401779", "title": "Zákon č. 85/2024, kterým se mění některé zákony v souvislosti s přijetím zákona o trhu s nevýkonnými úvěry", "act_type": "Zákon", "local_id": "85/2024", "notified": "2024-04-13", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2024-04-11", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_202505091", "title": "Zákon č. 280/2025 Sb., kterým se mění některé zákony v oblasti finančního trhu v souvislosti s úpravou činnosti poboček zahraničních bank z jiných než členských států, úpravou některých přestupků a v souvislosti s posílením pravomocí orgánu dohledu a jeho nezávislosti", "act_type": "Zákon", "local_id": "280/2025", "notified": "2025-09-17", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2025-08-07", "journal_pages": null }, { "country": "CZ", "celex": "72021L2167CZE_202602896", "title": "Vyhláška č. 86/2024 Sb., k provedení zákona o trhu s nevýkonnými úvěry", "act_type": "Vyhláška", "local_id": "86/2024", "notified": "2026-05-13", "journal": "Sbirka Zakonu CR", "journal_number": null, "journal_date": "2024-04-11", "journal_pages": null } ], "measures_after_directive": 5, "cases": [ { "number": "INFR(2024)0025", "country": "CZ", "title": "Lack of transposition of Directive on Non-performing loans by Czechia", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-12-11", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "DE", "name_ro": "Germania", "stage": "due_no_action", "stage_label_ro": "Fără procedură CE deschisă", "stage_date": null, "stage_kind": null, "days_from_deadline": 1037, "measures": [ { "country": "DE", "celex": "72021L2167DEU_202400001", "title": "Gesetz zur Förderung geordneter Kreditzweitmärkte und zur Umsetzung der Richtlinie (EU) 2021/2167 über Kreditdienstleister und Kreditkäufer sowie zur Änderung weiterer finanzrechtlicher Bestimmungen (Kreditzweitmarktförderungsgesetz)", "act_type": "Gesetz", "local_id": null, "notified": "2024-01-03", "journal": null, "journal_number": "411", "journal_date": "2023-12-29", "journal_pages": "00001-00082" } ], "measures_after_directive": 1, "cases": [], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "DK", "name_ro": "Danemarca", "stage": "due_no_action", "stage_label_ro": "Fără procedură CE deschisă", "stage_date": null, "stage_kind": null, "days_from_deadline": 1037, "measures": [ { "country": "DK", "celex": "72021L2167DNK_202306545", "title": "Lov om kreditservicevirksomheder og kreditkøbere", "act_type": "Lov", "local_id": "23-005030", "notified": "2023-12-14", "journal": "Lovtidende A", "journal_number": null, "journal_date": "2023-12-13", "journal_pages": null }, { "country": "DK", "celex": "72021L2167DNK_202306546", "title": "Lov om ændring af selskabsloven, lov om skifte af dødsboer, værgemålsloven, retsplejeloven og forskellige andre love", "act_type": "Lov", "local_id": "2022-02195", "notified": "2023-12-14", "journal": "Lovtidende A", "journal_number": "LOV nr 1553 af 12/12/2023", "journal_date": null, "journal_pages": null }, { "country": "DK", "celex": "72021L2167DNK_202306547", "title": "Bekendtgørelse af forvaltningsloven", "act_type": "Lov", "local_id": null, "notified": "2023-12-14", "journal": "Lovtidende A", "journal_number": "LBK nr 433 af 22/04/2014", "journal_date": "2014-05-03", "journal_pages": null }, { "country": "DK", "celex": "72021L2167DNK_202306548", "title": "Danmarks Riges Grundlov (Grundloven)", "act_type": "Lov", "local_id": null, "notified": "2023-12-14", "journal": "Lovtidende A", "journal_number": "LOV nr 169 af 05/06/1953", "journal_date": null, "journal_pages": null } ], "measures_after_directive": 4, "cases": [], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "EE", "name_ro": "Estonia", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-11-21", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "EE", "celex": "72021L2167EST_202402982", "title": "Krediidiinkassode ja -ostjate seadus", "act_type": "Seadus", "local_id": null, "notified": "2024-07-04", "journal": "Elektrooniline Riigi Teataja", "journal_number": "RT I, 04.07.2024, 2", "journal_date": "2024-07-04", "journal_pages": null }, { "country": "EE", "celex": "72021L2167EST_202402990", "title": "Krediidiasutuste seadus", "act_type": "Seadus", "local_id": null, "notified": "2024-07-04", "journal": "Elektrooniline Riigi Teataja", "journal_number": "RT I, 21.06.2024, 45", "journal_date": "2024-06-21", "journal_pages": null }, { "country": "EE", "celex": "72021L2167EST_202402991", "title": "Finantsinspektsiooni seadus", "act_type": "Seadus", "local_id": null, "notified": "2024-07-04", "journal": "Elektrooniline Riigi Teataja", "journal_number": "RT I, 21.06.2024, 38", "journal_date": "2024-06-21", "journal_pages": null }, { "country": "EE", "celex": "72021L2167EST_202402992", "title": "Võlaõigusseadus", "act_type": "Seadus", "local_id": null, "notified": "2024-07-04", "journal": "Elektrooniline Riigi Teataja", "journal_number": "RT I, 06.07.2023, 116", "journal_date": "2023-07-06", "journal_pages": null } ], "measures_after_directive": 4, "cases": [ { "number": "INFR(2024)0036", "country": "EE", "title": "Lack of transposition of Directive on Non-performing loans by Estonia", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-11-21", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "EL", "name_ro": "Grecia", "stage": "due_no_action", "stage_label_ro": "Fără procedură CE deschisă", "stage_date": null, "stage_kind": null, "days_from_deadline": 1037, "measures": [ { "country": "EL", "celex": "72021L2167GRC_202400181", "title": "Δάνεια: Διαφάνεια, ανταγωνισμός, προστασία των ευάλωτων - Ενσωμάτωση της Οδηγίας (ΕΕ) 2021/2167, επανεισαγωγή του προγράμματος «ΗΡΑΚΛΗΣ» και άλλες επείγουσες διατάξεις.", "act_type": "Νόμος", "local_id": "5072", "notified": "2024-01-11", "journal": "Εφημερίς της Κυβερνήσεως (ΦΕΚ) (Τεύχος Α)", "journal_number": "198", "journal_date": "2023-12-04", "journal_pages": null }, { "country": "EL", "celex": "72021L2167GRC_202402312", "title": "Ρυθμίσεις για την προστασία των καταναλωτών για την προσαρμογή της Ελληνικής νομοθεσίας προς την οδηγία (ΕΕ) 2021/2167 του Ευρωπαϊκού Κοινοβουλίου και του Συμβουλίου της 24ης Νοεμβρίου 2021 για τους διαχειριστές πιστώσεων και τους αγοραστές πιστώσεων και την τροποποίηση των οδηγιών 2008/48/ΕΚ και 2014/17/ΕΕ -\nΤροποποίηση της κοινής υπουργικής απόφασης με την υπό στοιχεία Ζ1-699/23-06-2010 (Β’ 917) για τις συμβάσεις καταναλωτικής πίστης.", "act_type": "Υπουργική Απόφαση", "local_id": "36919", "notified": "2024-05-24", "journal": "Εφημερίς της Κυβερνήσεως (ΦΕΚ) (Τεύχος B)", "journal_number": "2748", "journal_date": "2024-05-14", "journal_pages": null } ], "measures_after_directive": 2, "cases": [], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "ES", "name_ro": "Spania", "stage": "referred", "stage_label_ro": "Sesizarea Curții de Justiție", "stage_date": "2025-02-12", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [], "measures_after_directive": 0, "cases": [ { "number": "INFR(2024)0047", "country": "ES", "title": "Lack of transposition of Directive on Non-performing loans by Spain", "active": true, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-02-12", "stage": "referred", "label_ro": "Sesizarea Curții, art. 258/260(3) TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "court_case": "C-210/25", "court_url": "https://curia.europa.eu/juris/liste.jsf?num=C-210/25", "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0047, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0047, 12.02.2025", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "retrieved": "2026-10-31" }, { "label": "Curtea de Justiție, cauza C-210/25 (INFR(2024)0047)", "url": "https://curia.europa.eu/juris/liste.jsf?num=C-210/25", "retrieved": "2026-10-31" } ] }, { "country": "FI", "name_ro": "Finlanda", "stage": "referred", "stage_label_ro": "Sesizarea Curții de Justiție", "stage_date": "2025-02-12", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "FI", "celex": "72021L2167FIN_202502373", "title": "Laki luotonostajista ja luotonhallinnoijista / Lag om kreditförvärvare och kreditförvaltare (161/2025) 25.4.2025", "act_type": "Laki", "local_id": "161/2025", "notified": "2025-04-30", "journal": "Suomen säädöskokoelma (SK)", "journal_number": "161/2025", "journal_date": "2025-04-25", "journal_pages": null }, { "country": "FI", "celex": "72021L2167FIN_202502375", "title": "Laki Finanssivalvonnasta / Lag om Finansinspektionen (878/2008) 19.12.2008, viimeksi muutettuna / senast ändrad genom (163/2025) 25.4.2025", "act_type": "Laki", "local_id": "878/2008", "notified": "2025-04-30", "journal": "Suomen säädöskokoelma (SK)", "journal_number": "878/2008", "journal_date": null, "journal_pages": null }, { "country": "FI", "celex": "72021L2167FIN_202502376", "title": "Laki Finanssivalvonnan valvontamaksuista / Lag om Finansinspektionens tillsynsavgifter (1209/2023) 21.12.2023, viimeksi muutettuna / senast ändrad genom (164/2025) 25.4.2025", "act_type": "Laki", "local_id": "1209/2023", "notified": "2025-04-30", "journal": "Suomen säädöskokoelma (SK)", "journal_number": "1209/2023", "journal_date": null, "journal_pages": null }, { "country": "FI", "celex": "72021L2167FIN_202502377", "title": "Kuluttajansuojalaki / Konsumentskyddslag (38/1978) 20.1.1978, viimeksi muutettuna / senast ändrad genom (165/2025) 25.4.2025", "act_type": "Laki", "local_id": "38/1978", "notified": "2025-04-30", "journal": "Suomen säädöskokoelma (SK)", "journal_number": "38/1978", "journal_date": null, "journal_pages": null }, { "country": "FI", "celex": "72021L2167FIN_202502379", "title": "Laki perintätoiminnan harjoittajien rekisteröinnistä / Lag om registrering av aktörer som bedriver indrivningsverksamhet (411/2018) 1.6.2018, viimeksi muutettuna / senast ändrad genom (166/2025) 25.4.2025", "act_type": "Laki", "local_id": "411/2018", "notified": "2025-04-30", "journal": "Suomen säädöskokoelma (SK)", "journal_number": "411/2018", "journal_date": null, "journal_pages": null }, { "country": "FI", "celex": "72021L2167FIN_202502380", "title": "Laki rahanpesun ja terrorismin rahoittamisen estämisestä / Lag om förhindrande av penningtvätt och av finansiering av terrorism (444/2017) 28.6.2017, viimeksi muutettuna / senast ändrad genom (167/2025) 25.4.2025", "act_type": "Laki", "local_id": "444/2017", "notified": "2025-04-30", "journal": "Suomen säädöskokoelma (SK)", "journal_number": "444/2017", "journal_date": null, "journal_pages": null }, { "country": "FI", "celex": "72021L2167FIN_202502381", "title": "Laki positiivisesta luottotietorekisteristä / Lag om ett positivt kreditupplysningsregister (739/2022) 8.7.2022, viimeksi muutettuna /senast ändrad genom (168/2025) 25.4.2025", "act_type": "Laki", "local_id": "739/2022", "notified": "2025-04-30", "journal": "Suomen säädöskokoelma (SK)", "journal_number": "739/2022", "journal_date": null, "journal_pages": null }, { "country": "FI", "celex": "72021L2167FIN_202502386", "title": "Laki luottolaitostoiminnasta / Kreditinstitutslag (610/2014) 8.8.2014, viimeksi muutettuna / senast ändrad genom (162/2025) 25.4.2025", "act_type": "Laki", "local_id": "610/2014", "notified": "2025-04-30", "journal": "Suomen säädöskokoelma (SK)", "journal_number": "610/2014", "journal_date": null, "journal_pages": null }, { "country": "FI", "celex": "72021L2167FIN_202502407", "title": "Laki luottolaitostoiminnasta / Kreditinstitutslag (610/2014) 8.8.2014, viimeksi muutettuna / senast ändrad genom (162/2025) 25.4.2025", "act_type": "Laki", "local_id": "610/2014", "notified": "2025-05-02", "journal": "Suomen säädöskokoelma (SK)", "journal_number": "610/2014", "journal_date": null, "journal_pages": null } ], "measures_after_directive": 9, "cases": [ { "number": "INFR(2024)0054", "country": "FI", "title": "Lack of transposition of Directive on Non-performing loans by Finland", "active": true, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-02-12", "stage": "referred", "label_ro": "Sesizarea Curții, art. 258/260(3) TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "court_case": "C-207/25", "court_url": "https://curia.europa.eu/juris/liste.jsf?num=C-207/25", "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0054, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0054, 12.02.2025", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "retrieved": "2026-10-31" }, { "label": "Curtea de Justiție, cauza C-207/25 (INFR(2024)0054)", "url": "https://curia.europa.eu/juris/liste.jsf?num=C-207/25", "retrieved": "2026-10-31" } ] }, { "country": "FR", "name_ro": "Franța", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-12-11", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "FR", "celex": "72021L2167FRA_202301625", "title": "LOI n° 2023-171 du 9 mars 2023 portant diverses dispositions d'adaptation au droit de l'Union européenne dans les domaines de l'économie, de la santé, du travail, des transports et de l'agriculture (NOR : ECOX2229741L) publiée au JORF n°0059 du 10 mars 2023", "act_type": "Loi", "local_id": "2023-171", "notified": "2023-03-13", "journal": "Journal Officiel de la République Française (JORF)", "journal_number": null, "journal_date": "2023-03-10", "journal_pages": null }, { "country": "FR", "celex": "72021L2167FRA_202306669", "title": "Ordonnance n° 2023-1139 du 6 décembre 2023 relative aux gestionnaires de crédits et aux acheteurs de crédits", "act_type": "Ordonnance", "local_id": "2023-1139", "notified": "2023-12-19", "journal": "Journal Officiel de la République Française (JORF)", "journal_number": null, "journal_date": "2023-12-07", "journal_pages": null }, { "country": "FR", "celex": "72021L2167FRA_202400562", "title": "Décret n° 2023-1211 du 20 décembre 2023 relatif aux gestionnaires de crédits et aux acheteurs de crédits", "act_type": "Décret", "local_id": "2023-1211", "notified": "2024-01-30", "journal": "Journal Officiel de la République Française (JORF)", "journal_number": null, "journal_date": "2023-12-21", "journal_pages": null } ], "measures_after_directive": 3, "cases": [ { "number": "INFR(2024)0059", "country": "FR", "title": "Lack of transposition of Directive on Non-performing loans by France", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-12-11", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "HR", "name_ro": "Croația", "stage": "due_no_action", "stage_label_ro": "Fără procedură CE deschisă", "stage_date": null, "stage_kind": null, "days_from_deadline": 1037, "measures": [ { "country": "HR", "celex": "72021L2167HRV_202306809", "title": "Zakon o načinu, uvjetima i postupku servisiranja i kupoprodaje potraživanja NN 155/23", "act_type": "Zakon", "local_id": "2363", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "155/23", "journal_date": "2023-12-22", "journal_pages": "90" }, { "country": "HR", "celex": "72021L2167HRV_202306825", "title": "Zakon o izmjenama i dopunama Zakona o stambenom potrošačkom kreditiranju NN 156/23", "act_type": "Zakon", "local_id": "2390", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "156/23", "journal_date": "2023-12-27", "journal_pages": "48" }, { "country": "HR", "celex": "72021L2167HRV_202306826", "title": "Zakon o izmjenama i dopunama Zakona o potrošačkom kreditiranju NN 156/23", "act_type": "Zakon", "local_id": "2391", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "156/23", "journal_date": "2023-12-27", "journal_pages": "51" }, { "country": "HR", "celex": "72021L2167HRV_202306832", "title": "Prekršajni zakon, NN 107-2007", "act_type": "Zakon", "local_id": "3125", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "107-2007", "journal_date": null, "journal_pages": null }, { "country": "HR", "celex": "72021L2167HRV_202306833", "title": "Zakon o izmjenama i dopunama Prekršajnog zakona, NN 39-2013", "act_type": "Zakon", "local_id": "728", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "39-2013", "journal_date": null, "journal_pages": null }, { "country": "HR", "celex": "72021L2167HRV_202306834", "title": "Zakon o izmjenama i dopunama Prekršajnog zakona, NN 157-2013", "act_type": "Zakon", "local_id": "3294", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "157-2013", "journal_date": null, "journal_pages": null }, { "country": "HR", "celex": "72021L2167HRV_202306835", "title": "Zakon o izmjenama i dopunama Prekršajnog zakona, NN 110-2015", "act_type": "Zakon", "local_id": "2131", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "110-2015", "journal_date": null, "journal_pages": null }, { "country": "HR", "celex": "72021L2167HRV_202306836", "title": "Zakon o izmjenama i dopunama Prekršajnog zakona, NN 70-2017", "act_type": "Zakon", "local_id": "1663", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "70-2017", "journal_date": null, "journal_pages": null }, { "country": "HR", "celex": "72021L2167HRV_202306837", "title": "Zakon o izmjenama i dopunama Prekršajnog zakona, NN 118-2018", "act_type": "Zakon", "local_id": "2354", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "118-2018", "journal_date": null, "journal_pages": null }, { "country": "HR", "celex": "72021L2167HRV_202306838", "title": "Zakon o izmjenama Prekršajnog zakona, NN 114-2022", "act_type": "Zakon", "local_id": "1715", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "114-2022", "journal_date": null, "journal_pages": null }, { "country": "HR", "celex": "72021L2167HRV_202306839", "title": "Zakon o općem upravnom postupku, NN 47-2009", "act_type": "Zakon", "local_id": "1065", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "NN 47-2009", "journal_date": null, "journal_pages": null }, { "country": "HR", "celex": "72021L2167HRV_202306840", "title": "Zakon o izmjenama i dopuni Zakona o općem upravnom postupku, NN 110-2021", "act_type": "Zakon", "local_id": "1930", "notified": "2023-12-28", "journal": "Narodne Novine", "journal_number": "110-2021", "journal_date": null, "journal_pages": null } ], "measures_after_directive": 12, "cases": [], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "HU", "name_ro": "Ungaria", "stage": "referred", "stage_label_ro": "Sesizarea Curții de Justiție", "stage_date": "2025-02-12", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "HU", "celex": "72021L2167HUN_170519", "title": "2009. évi CLXII. törvény a fogyasztónak nyújtott hitelről", "act_type": "Törvény", "local_id": "2009/CLXII.", "notified": "2010-07-14", "journal": "Magyar Közlöny", "journal_number": null, "journal_date": null, "journal_pages": "49503-49522" }, { "country": "HU", "celex": "72021L2167HUN_212406", "title": "2013. évi CXXXIX. törvény a Magyar Nemzeti Bankról", "act_type": "Törvény", "local_id": "2013/CXXXIX.", "notified": "2014-01-09", "journal": "Magyar Közlöny", "journal_number": null, "journal_date": null, "journal_pages": "67824-87885" }, { "country": "HU", "celex": "72021L2167HUN_214673", "title": "2013. évi V. törvény a Polgári Törvénykönyvről", "act_type": "Törvény", "local_id": "2013/V.", "notified": "2014-03-24", "journal": "Magyar Közlöny", "journal_number": null, "journal_date": null, "journal_pages": "02382-02663" }, { "country": "HU", "celex": "72021L2167HUN_248571", "title": "2017. évi LIII. törvény a pénzmosás és a terrorizmus finanszírozása megelőzéséről és megakadályozásáról", "act_type": "Törvény", "local_id": "2017/LIII.", "notified": "2017-06-26", "journal": "Magyar Közlöny", "journal_number": null, "journal_date": null, "journal_pages": "07692-07730" }, { "country": "HU", "celex": "72021L2167HUN_266985", "title": "2013. évi CCXXXVII. törvény a hitelintézetekről és a pénzügyi vállalkozásokról", "act_type": "Törvény", "local_id": "2013/CCXXXVII.", "notified": "2019-01-04", "journal": "Magyar Közlöny", "journal_number": null, "journal_date": null, "journal_pages": "85961-86081" }, { "country": "HU", "celex": "72021L2167HUN_268317", "title": "2016. évi CL. törvény az általános közigazgatási rendtartásról", "act_type": "Törvény", "local_id": "2016/CL.", "notified": "2019-01-24", "journal": "Magyar Közlöny", "journal_number": null, "journal_date": null, "journal_pages": "81898-81930" }, { "country": "HU", "celex": "72021L2167HUN_202502830", "title": "2025. évi XII. törvény a nemteljesítő hitelmegállapodások hitelgondozóiról és a nemteljesítő hitelmegállapodások felvásárlóiról", "act_type": "Törvény", "local_id": "2025/XII.", "notified": "2025-05-21", "journal": "Magyar Közlöny", "journal_number": "51", "journal_date": null, "journal_pages": null }, { "country": "HU", "celex": "72021L2167HUN_202502831", "title": "A Kormány 95/2025. (V. 8.) Korm. rendelete a pénzügyi szektor egyes intézményei panaszkezelésének eljárásával, valamint panaszkezelési szabályzatával kapcsolatos részletes szabályokról", "act_type": "Kormányrendelet", "local_id": "95/2025.", "notified": "2025-05-21", "journal": "Magyar Közlöny", "journal_number": "53", "journal_date": null, "journal_pages": null }, { "country": "HU", "celex": "72021L2167HUN_202502832", "title": "A Kormány 99/2025. (V. 14.) Korm. rendelete a hitelgondozók ügyvezető szervének és az ügyvezető szerv tagjainak a hitelgondozási tevékenység végzéséhez szükséges ismeretekre és tapasztalatra vonatkozó szabályokról", "act_type": "Kormányrendelet", "local_id": "99/2025.", "notified": "2025-05-21", "journal": "Magyar Közlöny", "journal_number": "56", "journal_date": null, "journal_pages": null }, { "country": "HU", "celex": "72021L2167HUN_202507107", "title": "2025. évi C. törvény a pénzügyi közvetítőrendszert érintő törvények módosításáról", "act_type": "Törvény", "local_id": "2025/C.", "notified": "2025-12-18", "journal": "Magyar Közlöny", "journal_number": "153", "journal_date": null, "journal_pages": null } ], "measures_after_directive": 4, "cases": [ { "number": "INFR(2024)0067", "country": "HU", "title": "Lack of transposition of Directive on Non-performing loans by Hungary", "active": true, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-02-12", "stage": "referred", "label_ro": "Sesizarea Curții, art. 258/260(3) TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "court_case": "C-212/25", "court_url": "https://curia.europa.eu/juris/liste.jsf?num=C-212/25", "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0067, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0067, 12.02.2025", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "retrieved": "2026-10-31" }, { "label": "Curtea de Justiție, cauza C-212/25 (INFR(2024)0067)", "url": "https://curia.europa.eu/juris/liste.jsf?num=C-212/25", "retrieved": "2026-10-31" } ] }, { "country": "IE", "name_ro": "Irlanda", "stage": "due_no_action", "stage_label_ro": "Fără procedură CE deschisă", "stage_date": null, "stage_kind": null, "days_from_deadline": 1037, "measures": [ { "country": "IE", "celex": "72021L2167IRL_202306829", "title": "European Union (Credit Servicers and Credit Purchasers) Regulations 2023", "act_type": "Statutory Instrument (Regulation or Order)", "local_id": "S.I. No. 644 of 2023", "notified": "2023-12-29", "journal": "Iris Oifigiúl", "journal_number": "103", "journal_date": "2023-12-26", "journal_pages": "3" } ], "measures_after_directive": 1, "cases": [], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "IT", "name_ro": "Italia", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-11-21", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "IT", "celex": "72021L2167ITA_202403971", "title": "Decreto legislativo 30 luglio 2024, n° 116 di recepimento della direttiva 2021/2167", "act_type": "Decreto legislativo", "local_id": "30 luglio 2024, n° 116", "notified": "2024-09-16", "journal": "Gazzetta Ufficiale della Repubblica Italiana", "journal_number": "189", "journal_date": "2024-08-13", "journal_pages": null }, { "country": "IT", "celex": "72021L2167ITA_202502405", "title": "Disposizioni attuative della Banca d'Italia in Gazzetta Ufficiale", "act_type": "Regolamento", "local_id": "Gazzetta Ufficiale n. 55 del 7 marzo 2025", "notified": "2025-05-02", "journal": "Gazzetta Ufficiale della Repubblica Italiana", "journal_number": "n. 55 del 7 marzo 2025", "journal_date": null, "journal_pages": null } ], "measures_after_directive": 2, "cases": [ { "number": "INFR(2024)0074", "country": "IT", "title": "Lack of transposition of Directive on Non-performing loans by Italy", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-11-21", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0074, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" } ] }, { "country": "LT", "name_ro": "Lituania", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-11-21", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "LT", "celex": "72021L2167LTU_202403443", "title": "Lietuvos Respublikos kredito administratorių ir kredito pirkėjų įstatymas Nr. XIV-2895", "act_type": "Įstatymas", "local_id": "XIV-2895/2024", "notified": "2024-08-19", "journal": "Teisės aktų registras", "journal_number": "2024-13504", "journal_date": "2024-07-24", "journal_pages": null }, { "country": "LT", "celex": "72021L2167LTU_202403449", "title": "Lietuvos Respublikos Lietuvos banko įstatymo Nr. I-678 42, 43(7), 47 straipsnių ir 1, 3 priedų pakeitimo įstatymas Nr. XIV-2880", "act_type": "Įstatymas", "local_id": "XIV-2880/2024", "notified": "2024-08-19", "journal": "Teisės aktų registras", "journal_number": "2024-13490", "journal_date": "2024-07-24", "journal_pages": null }, { "country": "LT", "celex": "72021L2167LTU_202403450", "title": "Lietuvos Respublikos vartojimo kredito įstatymo Nr. XI-1253 2, 19, 22-1 straipsnių, 3 priedo pakeitimo ir įstatymo papildymo 12-1 straipsniu įstatymas Nr. XIV-2896", "act_type": "Įstatymas", "local_id": "XIV-2896/2024", "notified": "2024-08-19", "journal": "Teisės aktų registras", "journal_number": "2024-13505", "journal_date": "2024-07-24", "journal_pages": null }, { "country": "LT", "celex": "72021L2167LTU_202403451", "title": "Lietuvos Respublikos su nekilnojamuoju turtu susijusio kredito įstatymo Nr. XII-2769 3, 21, 33 straipsnių, priedo pakeitimo ir įstatymo papildymo 17-1 straipsniu įstatymas Nr. XIV-2897", "act_type": "Įstatymas", "local_id": "XIV-2897/2024", "notified": "2024-08-19", "journal": "Teisės aktų registras", "journal_number": "2024-13506", "journal_date": "2024-07-24", "journal_pages": null }, { "country": "LT", "celex": "72021L2167LTU_202403948", "title": "Lietuvos Respublikos Lietuvos banko įstatymas Nr. I-678 (suvestinė redakcija nuo 2024-05-01 iki 2024-07-24)", "act_type": "Įstatymas", "local_id": "I-678/1994", "notified": "2024-09-13", "journal": "Valstybės žinios", "journal_number": "99-1957", "journal_date": "1994-12-23", "journal_pages": null }, { "country": "LT", "celex": "72021L2167LTU_202403949", "title": "Lietuvos Respublikos su nekilnojamuoju turtu susijusio kredito įstatymas Nr. XII-2769 (suvestinė redakcija nuo 2024-06-27 iki 2024-07-31)", "act_type": "Įstatymas", "local_id": "XII-2769/2016", "notified": "2024-09-13", "journal": "Teisės aktų registras", "journal_number": "2016-26968", "journal_date": "2016-11-17", "journal_pages": null }, { "country": "LT", "celex": "72021L2167LTU_202403950", "title": "Lietuvos Respublikos vartojimo kredito įstatymas Nr. XI-1253 (suvestinė redakcija nuo 2024-06-27 iki 2024-07-31)", "act_type": "Įstatymas", "local_id": "Nr. XI-1253/2010", "notified": "2024-09-13", "journal": "Valstybės žinios", "journal_number": "1-1", "journal_date": "2011-01-04", "journal_pages": null }, { "country": "LT", "celex": "72021L2167LTU_202403951", "title": "Lietuvos Respublikos civilinis kodeksas Nr. VIII-1864 (suvestinė redakcija nuo 2024-07-01 iki 2024-08-31)", "act_type": "Įstatymas", "local_id": "VIII-1864 /2000", "notified": "2024-09-13", "journal": "Valstybės žinios", "journal_number": "74-2262", "journal_date": "2000-09-06", "journal_pages": null }, { "country": "LT", "celex": "72021L2167LTU_202602748", "title": "Lietuvos Respublikos kredito administratorių ir kredito pirkėjų įstatymo Nr. XIV-2895 2, 3, 8, 13, 19 ir 23 straipsnių pakeitimo įstatymas Nr. XV-823", "act_type": "Įstatymas", "local_id": "XV-823/2026", "notified": "2026-05-13", "journal": "Teisės aktų registras", "journal_number": "2026-06937", "journal_date": "2026-04-28", "journal_pages": null } ], "measures_after_directive": 9, "cases": [ { "number": "INFR(2024)0079", "country": "LT", "title": "Lack of transposition of Directive on Non-performing loans by Lithuania", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-11-21", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0079, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" } ] }, { "country": "LU", "name_ro": "Luxemburg", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-05-07", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "LU", "celex": "72021L2167LUX_202403275", "title": "Loi du 15 juillet 2024 relative au transfert de crédits non performants, et portant :\n1°\ttransposition de la directive (UE) 2021/2167 du Parlement européen et du Conseil du 24 novembre 2021 sur les gestionnaires de crédits et les acheteurs de crédits, et modifiant les directives 2008/48/CE et 2014/17/UE ;\n2°\tmise en œuvre du règlement (UE) 2022/2036 du Parlement européen et du Conseil du 19 octobre 2022 modifiant le règlement (UE) n° 575/2013 et la directive 2014/59/UE en ce qui concerne le traitement prudentiel des établissements d’importance systémique mondiale selon une stratégie de résolution à points d’entrée multiples et des méthodes pour la souscription indirecte d’instruments éligibles pour l’exigence minimale de fonds propres et d’engagements éligibles ;\n3°\tmodification :\na)\tdu Code de la consommation ;\nb)\tde la loi modifiée du 5 avril 1993 relative au secteur financier ;\nc)\tde la loi modifiée du 23 décembre 1998 portant création d’une commission de surveillance du secteur financier ;\nd)\tde la loi modifiée du 22 mars 2004 relative à la titrisation et portant modification de\n- \tla loi modifiée du 5 avril 1993 relative au secteur financier ;\n- \tla loi modifiée du 23 décembre 1998 portant création d’une commission de surveillance du secteur financier ;\n- \tla loi du 27 juillet 2003 sur le trust et les contrats fiduciaires ;\n- \tla loi modifiée du 4 décembre 1967 relative à l’impôt sur le revenu ;\n- \tla loi modifiée du 16 octobre 1934 concernant l’impôt sur la fortune ;\n-", "act_type": "Loi", "local_id": null, "notified": "2024-07-23", "journal": "Journal officiel du Grand-Duché de Luxembourg – Mémorial A", "journal_number": "A292", "journal_date": "2024-07-18", "journal_pages": null } ], "measures_after_directive": 1, "cases": [ { "number": "INFR(2024)0085", "country": "LU", "title": "Lack of transposition of Directive on Non-performing loans by Luxembourg", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-05-07", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "LV", "name_ro": "Letonia", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-12-11", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "LV", "celex": "72021L2167LVA_202401296", "title": "Patērētāju tiesību aizsdardzības likums", "act_type": "Likums", "local_id": null, "notified": "2024-03-20", "journal": "Latvijas Vēstnesis", "journal_number": "104/105", "journal_date": "1999-04-01", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202401298", "title": "Negodīgas komercprakses aizlieguma likums", "act_type": "Likums", "local_id": null, "notified": "2024-03-20", "journal": "Latvijas Vēstnesis", "journal_number": "199", "journal_date": "2007-12-12", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202401355", "title": "Administratīvā procesa likums", "act_type": "Likums", "local_id": ".", "notified": "2024-03-22", "journal": "Latvijas Vēstnesis", "journal_number": "164", "journal_date": "2001-11-14", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202401356", "title": "Fizisko personu datu apstrādes likums", "act_type": "Likums", "local_id": ".", "notified": "2024-03-22", "journal": "Latvijas Vēstnesis", "journal_number": "132", "journal_date": "2018-07-04", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202401357", "title": "Iesniegumu likums", "act_type": "Likums", "local_id": ".", "notified": "2024-03-22", "journal": "Latvijas Vēstnesis", "journal_number": "164", "journal_date": "2007-10-11", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202401358", "title": "Ministru kabineta 2006.gada 1.augusta noteikumi Nr.632 “Patērētāju tiesību aizsardzības centra nolikums”", "act_type": null, "local_id": "632", "notified": "2024-03-22", "journal": "Latvijas Vēstnesis", "journal_number": "125", "journal_date": "2006-08-08", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202403483", "title": "Kredītu reģistra likums", "act_type": "Likums", "local_id": null, "notified": "2024-08-01", "journal": "Latvijas Vēstnesis", "journal_number": "92", "journal_date": "2012-06-13", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202403486", "title": "Parādu ārpustiesas atgūšanas likums", "act_type": "Likums", "local_id": null, "notified": "2024-08-01", "journal": "Latvijas Vēstnesis", "journal_number": "186", "journal_date": "2012-11-27", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202403488", "title": "Ministru kabineta 2013. gada 29. janvāra noteikumi Nr. 61 \"Noteikumi par parāda atgūšanas izdevumu pieļaujamo apmēru un izdevumiem, kuri nav atlīdzināmi\"", "act_type": "Ministra noteikumi", "local_id": "61", "notified": "2024-08-01", "journal": "Latvijas Vēstnesis", "journal_number": "22", "journal_date": "2013-01-31", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202403490", "title": "Ministru kabineta 2024.gada 16.jūlija noteikumi Nr.485 \"Parāda atgūšanas pakalpojuma sniedzēju licencēšanas kārtība\"", "act_type": "Ministra noteikumi", "local_id": "485", "notified": "2024-08-01", "journal": "Latvijas Vēstnesis", "journal_number": "138", "journal_date": "2024-07-18", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202403492", "title": "Latvijas Bankas 2024. gada 15. jūlija noteikumi Nr. 305 \"Grozījumi Latvijas Bankas 2018. gada 18. janvāra noteikumos Nr. 160 \"Kredītu reģistra noteikumi\"\".", "act_type": "Ministru Kabineta noteikumi", "local_id": "305", "notified": "2024-08-02", "journal": "Latvijas Vēstnesis", "journal_number": "137", "journal_date": "2024-07-17", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202501210", "title": "Latvijas Bankas 2018. gada 18. janvāra noteikumi Nr. 160 \"Kredītu reģistra noteikumi\"", "act_type": "FKTK noteikumi", "local_id": "160", "notified": "2025-02-26", "journal": "Latvijas Vēstnesis", "journal_number": "17", "journal_date": "2018-01-24", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202501212", "title": "Patērētāju tiesību aizsardzības likums", "act_type": "Likums", "local_id": "23309", "notified": "2025-02-26", "journal": "Latvijas Vēstnesis", "journal_number": "104/105", "journal_date": "1999-04-01", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202501213", "title": "Ministru kabineta 2011. gada 29. marta noteikumi Nr. 245 \"Noteikumi par speciālo atļauju (licenci) patērētāju kreditēšanas pakalpojumu sniegšanai\"", "act_type": "Ministru Kabineta noteikumi", "local_id": "245", "notified": "2025-02-26", "journal": "Latvijas Vēstnesis", "journal_number": "53", "journal_date": "2025-02-26", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202501214", "title": "Grāmatvedības likums", "act_type": "Likums", "local_id": null, "notified": "2025-02-26", "journal": "Latvijas Vēstnesis", "journal_number": "121B", "journal_date": "2021-06-28", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202501215", "title": "Civillikums", "act_type": "Likums", "local_id": "225418", "notified": "2025-02-26", "journal": "Latvijas Vēstnesis", "journal_number": "41", "journal_date": null, "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202501216", "title": "Informācijas atklātības likums", "act_type": "Likums", "local_id": null, "notified": "2025-02-26", "journal": "Latvijas Vēstnesis", "journal_number": "334/335", "journal_date": "1998-12-24", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202501217", "title": "Komerclikums", "act_type": "Likums", "local_id": "5490", "notified": "2025-02-26", "journal": "Latvijas Vēstnesis", "journal_number": "158/160", "journal_date": "2000-05-04", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202501218", "title": "Ministru kabineta 2016. gada 25. oktobra noteikumi Nr. 691 \"Noteikumi par patērētāja kreditēšanu\"", "act_type": "Ministru Kabineta noteikumi", "local_id": "691", "notified": "2025-02-26", "journal": "Latvijas Vēstnesis", "journal_number": "213", "journal_date": "2016-11-01", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202501220", "title": "Ministru kabineta 2024. gada 16. jūlija noteikumi Nr. 485 \"Parāda atgūšanas pakalpojuma sniedzēju licencēšanas kārtība\"", "act_type": "Ministru Kabineta noteikumi", "local_id": "485", "notified": "2025-02-26", "journal": "Latvijas Vēstnesis", "journal_number": "138", "journal_date": "2024-07-18", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202600152", "title": "Valsts pārvaldes iekārtas likums", "act_type": "Likums", "local_id": null, "notified": "2026-01-08", "journal": "Latvijas Vēstnesis", "journal_number": "94", "journal_date": "2002-06-21", "journal_pages": null }, { "country": "LV", "celex": "72021L2167LVA_202600154", "title": "Noziedzīgi iegūtu līdzekļu legalizācijas un terorisma un proliferācijas finansēšanas novēršanas likums", "act_type": "Likums", "local_id": null, "notified": "2026-01-08", "journal": "Latvijas Vēstnesis", "journal_number": "116", "journal_date": "2008-07-30", "journal_pages": null } ], "measures_after_directive": 22, "cases": [ { "number": "INFR(2024)0092", "country": "LV", "title": "Lack of transposition of Directive on Non-performing loans by Latvia", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-12-11", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "MT", "name_ro": "Malta", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-05-07", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "MT", "celex": "72021L2167MLT_202400931", "title": "Consumer Credit (Amendment) Regulations, 2024", "act_type": "Regulation", "local_id": "Legal Notice 17 of 2024", "notified": "2024-02-19", "journal": "The Malta government gazette", "journal_number": "21,188", "journal_date": "2024-02-02", "journal_pages": null }, { "country": "MT", "celex": "72021L2167MLT_202400932", "title": "Credit Agreements for Consumers relating to Residential Immovable Property (Amendment) Regulations, 2024", "act_type": "Regulation", "local_id": "Legal Notice 18 of 2024", "notified": "2024-02-19", "journal": "The Malta government gazette", "journal_number": "21,188", "journal_date": "2024-02-02", "journal_pages": null }, { "country": "MT", "celex": "72021L2167MLT_202403502", "title": "Credit Servicers and Credit Purchasers Act, 2024", "act_type": "Act", "local_id": "Act No. XXXII of 2024", "notified": "2024-08-02", "journal": "Gazetta tal-Gvern ta", "journal_number": "21,291", "journal_date": "2024-07-30", "journal_pages": null }, { "country": "MT", "celex": "72021L2167MLT_202403503", "title": "Credit Servicers and Credit Purchasers Act (Passporting) Regulations, 2024", "act_type": "Regulation", "local_id": "Legal Notice 172 of 2024", "notified": "2024-08-02", "journal": "Gazetta tal-Gvern ta", "journal_number": "21,291", "journal_date": "2024-07-30", "journal_pages": null }, { "country": "MT", "celex": "72021L2167MLT_202502765", "title": "Various Financial Services Laws (Amendment) Act, 2025", "act_type": "Act", "local_id": null, "notified": "2025-05-20", "journal": "The Malta government gazette", "journal_number": "21,439", "journal_date": "2025-05-16", "journal_pages": null }, { "country": "MT", "celex": "72021L2167MLT_202503805", "title": "Consumer Credit Regulations", "act_type": "Regulation", "local_id": null, "notified": "2025-07-03", "journal": "The Malta government gazette", "journal_number": null, "journal_date": "2024-02-02", "journal_pages": null } ], "measures_after_directive": 6, "cases": [ { "number": "INFR(2024)0098", "country": "MT", "title": "Lack of transposition of Directive on Non-performing loans by Malta", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-05-07", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "NL", "name_ro": "Țările de Jos", "stage": "referred", "stage_label_ro": "Sesizarea Curții de Justiție", "stage_date": "2025-02-12", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "NL", "celex": "72021L2167NLD_202504161", "title": "Implementatiewet richtlijn kredietservicers en kredietkopers", "act_type": "Wet", "local_id": null, "notified": "2025-07-17", "journal": null, "journal_number": "193", "journal_date": "2025-07-17", "journal_pages": "00001-00016" }, { "country": "NL", "celex": "72021L2167NLD_202504162", "title": "Implementatiebesluit richtlijn kredietservicers en kredietkopers", "act_type": "Besluit", "local_id": null, "notified": "2025-07-17", "journal": null, "journal_number": "192", "journal_date": "2025-07-17", "journal_pages": "00001-00028" }, { "country": "NL", "celex": "72021L2167NLD_202504197", "title": "Implementatieregeling richtlijn kredietservicers en kredietkopers", "act_type": "Ministeriele regeling", "local_id": null, "notified": "2025-07-21", "journal": null, "journal_number": "24734", "journal_date": "2025-07-21", "journal_pages": "00001-00011" } ], "measures_after_directive": 3, "cases": [ { "number": "INFR(2024)0103", "country": "NL", "title": "Lack of transposition of Directive on Non-performing loans by Netherlands", "active": true, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-02-12", "stage": "referred", "label_ro": "Sesizarea Curții, art. 258/260(3) TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "court_case": "c-213/25", "court_url": "https://curia.europa.eu/juris/liste.jsf?num=c-213/25", "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0103, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0103, 12.02.2025", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "retrieved": "2026-10-31" }, { "label": "Curtea de Justiție, cauza c-213/25 (INFR(2024)0103)", "url": "https://curia.europa.eu/juris/liste.jsf?num=c-213/25", "retrieved": "2026-10-31" } ] }, { "country": "PL", "name_ro": "Polonia", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-12-11", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "PL", "celex": "72021L2167POL_202500845", "title": "Ustawa z dnia 21 lipca 2006 r. o nadzorze nad rynkiem finansowym", "act_type": "Ustawa", "local_id": null, "notified": "2025-02-05", "journal": "Dziennik Ustaw", "journal_number": null, "journal_date": "2024-02-02", "journal_pages": null }, { "country": "PL", "celex": "72021L2167POL_202500847", "title": "Ustawa z dnia 14 czerwca 1960 r. Kodeks postępowania administracyjnego", "act_type": "Kodeks", "local_id": null, "notified": "2025-02-05", "journal": "Dziennik Ustaw", "journal_number": null, "journal_date": "2024-04-15", "journal_pages": null }, { "country": "PL", "celex": "72021L2167POL_202500850", "title": "Ustawa z dnia 29 czerwca 1995 r. o statystyce publicznej.", "act_type": "Ustawa", "local_id": null, "notified": "2025-02-05", "journal": "Dziennik Ustaw", "journal_number": null, "journal_date": "2024-12-06", "journal_pages": null }, { "country": "PL", "celex": "72021L2167POL_202500894", "title": "Ustawa z dnia 20 grudnia 2024 r. o podmiotach obsługujących kredyty i nabywcach kredytów", "act_type": "Ustawa", "local_id": null, "notified": "2025-02-05", "journal": "Dziennik Ustaw", "journal_number": null, "journal_date": "2025-02-04", "journal_pages": null } ], "measures_after_directive": 4, "cases": [ { "number": "INFR(2024)0111", "country": "PL", "title": "Lack of transposition of Directive on Non-performing loans by Poland", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-12-11", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0111, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" } ] }, { "country": "PT", "name_ro": "Portugalia", "stage": "referred", "stage_label_ro": "Sesizarea Curții de Justiție", "stage_date": "2025-02-12", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "PT", "celex": "72021L2167PRT_202504914", "title": "Decreto-Lei n.º 103/2025, de 11 de setembro, Diário da República n.º 175/2025, Série I de 2025-09-11, Transpõe a Diretiva (UE) 2021/2167, que harmoniza o acesso e o exercício da gestão de créditos bancários não produtivos e define os requisitos para os adquirentes de créditos", "act_type": "Decreto-Lei", "local_id": "103/2025", "notified": "2025-09-11", "journal": "Diaro da Republica I", "journal_number": "175/2025", "journal_date": null, "journal_pages": null } ], "measures_after_directive": 1, "cases": [ { "number": "INFR(2024)0117", "country": "PT", "title": "Lack of transposition of Directive on Non-performing loans by Portugal", "active": true, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2024-07-25", "stage": "reasoned_opinion", "label_ro": "Aviz motivat, art. 258-260 alineatul (3) din TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-02-12", "stage": "referred", "label_ro": "Sesizarea Curții, art. 258/260(3) TFUE", "memo_url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "court_case": "C-215/25", "court_url": "https://curia.europa.eu/juris/liste.jsf?num=C-215/25", "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0117, 25.07.2024", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_24_3228", "retrieved": "2026-10-31" }, { "label": "Comunicat CE, INFR(2024)0117, 12.02.2025", "url": "https://ec.europa.eu/commission/presscorner/detail/RO/inf_25_242", "retrieved": "2026-10-31" }, { "label": "Curtea de Justiție, cauza C-215/25 (INFR(2024)0117)", "url": "https://curia.europa.eu/juris/liste.jsf?num=C-215/25", "retrieved": "2026-10-31" } ] }, { "country": "RO", "name_ro": "România", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-05-07", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "RO", "celex": "72021L2167ROU_202401246", "title": "Ordonanţa de urgenţă nr. 15/2024 privind administratorii de credite şi cumpărătorii de credite, precum şi pentru modificarea şi completarea unor acte normative privind contractele de credit pentru consumatori", "act_type": "Ordonanţă de urgenţă", "local_id": "15", "notified": "2024-03-14", "journal": "Monitorul Oficial al României", "journal_number": "188", "journal_date": "2024-03-07", "journal_pages": "1-15" }, { "country": "RO", "celex": "72021L2167ROU_202402128", "title": "Ordinul nr. 480/2024 privind procedura, documentaţia şi informaţiile necesare autorizării administratorilor de credite", "act_type": "Ordin", "local_id": "480", "notified": "2024-05-10", "journal": "Monitorul Oficial al României", "journal_number": "411", "journal_date": "2024-05-07", "journal_pages": "14-16" } ], "measures_after_directive": 2, "cases": [ { "number": "INFR(2024)0125", "country": "RO", "title": "Lack of transposition of Directive on Non-performing loans by Romania", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-05-07", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "SE", "name_ro": "Suedia", "stage": "due_no_action", "stage_label_ro": "Fără procedură CE deschisă", "stage_date": null, "stage_kind": null, "days_from_deadline": 1037, "measures": [ { "country": "SE", "celex": "72021L2167SWE_202306628", "title": "Bokföringslag (1999:1078)", "act_type": "Lag", "local_id": "1999:1078", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "1999:1078", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306629", "title": "Förordning (1999:1134) om belastningsregister", "act_type": "Förordning", "local_id": "SFS 1999:1134", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "1999:1134", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306630", "title": "Förordning (2016:1318) om Finansinspektionens rutiner för mottagande av anmälningar om regelöverträdelser", "act_type": "Förordning", "local_id": "SFS 2016:1318", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "2016:1318", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306631", "title": "Förordning om förvärv och förvaltning av nödlidande kreditavtal", "act_type": "Förordning", "local_id": "SFS 2023:720", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "2023:720", "journal_date": "2023-11-29", "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306633", "title": "Förordning (1999:1135) om misstankeregister", "act_type": "Förordning", "local_id": "SFS 1999:1135", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "1999:1135", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306634", "title": "Förvaltningslag (2017:900)", "act_type": "Lag", "local_id": "SFS 2017:900", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "2017:900", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306635", "title": "Konsumentkreditlag (2010:1846)", "act_type": "Lag", "local_id": "SFS 2010:1846", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "2010:1846", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306636", "title": "Lag om förvärv och förvaltning av nödlidande kreditavtal", "act_type": "Lag", "local_id": "SFS 2023:714", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "2023:714", "journal_date": "2023-11-29", "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306637", "title": "Lag (1944:181) om redovisningsmedel", "act_type": "Lag", "local_id": "SFS 1944:181", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "1944:181", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306638", "title": "Lag om ändring i inkassolagen (1974:182)", "act_type": "Lag", "local_id": "SFS 2023:716", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "2023:716", "journal_date": "2023-11-29", "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306640", "title": "Lag om ändring i konsumentkreditlagen (2010:1846)", "act_type": "Lag", "local_id": "SFS 2023:719", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "2023:719", "journal_date": "2023-11-29", "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306642", "title": "Årsredovisningslag (1995:1554)", "act_type": "Lag", "local_id": "SFS 1995:1554", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "1995:1554", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306644", "title": "Inkassolag (1974:182)", "act_type": "Lag", "local_id": "SFS 1974:182", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "1974:182", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306645", "title": "Lag (1981:739) om ersättning för inkassokostnader m.m.", "act_type": "Lag", "local_id": "SFS 1981:739", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "1981:739", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306646", "title": "Offentlighets- och sekretesslag (2009:400)", "act_type": "Lag", "local_id": "SFS 2009:400", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "2009:400", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306647", "title": "Offentlighets- och sekretesslag (2009:400)", "act_type": "Lag", "local_id": "SFS 2009:400", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "2009:400", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202306648", "title": "Offentlighets- och sekretesslag (2009:400)", "act_type": "Lag", "local_id": "SFS 2009:400", "notified": "2023-12-20", "journal": "Svensk författningssamling (SFS)", "journal_number": "2009:400", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202507350", "title": "Lag (2014:848) om ändring i aktiebolagslagen", "act_type": "Lag", "local_id": "SFS 2014:848", "notified": "2026-01-07", "journal": "Svensk författningssamling (SFS)", "journal_number": "2014:848", "journal_date": "2014-07-01", "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202507353", "title": "Lag (2004:297) om bank- och finansieringsrörelse", "act_type": "Lag", "local_id": "SFS 2004:297", "notified": "2026-01-07", "journal": "Svensk författningssamling (SFS)", "journal_number": "2004:297", "journal_date": null, "journal_pages": null }, { "country": "SE", "celex": "72021L2167SWE_202507355", "title": "Finansinspektionens föreskrifter och allmänna råd (FFFS 2024:2) om förvärv och förvaltning av nödlidande kreditavtal", "act_type": "Föreskrift", "local_id": "FFFS 2024:2", "notified": "2026-01-07", "journal": "Finansinspektionens författningssamling (FFFS)", "journal_number": "2024:2", "journal_date": "2024-03-18", "journal_pages": null } ], "measures_after_directive": 20, "cases": [], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "SI", "name_ro": "Slovenia", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-07-17", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "SI", "celex": "72021L2167SVN_202400958", "title": "Zakon o kupcih in serviserjih nedonosnih kreditov bank", "act_type": "Akt", "local_id": "2024-01-0290", "notified": "2024-02-20", "journal": "Uradni list RS", "journal_number": "12/2024", "journal_date": "2024-02-09", "journal_pages": "668-682" } ], "measures_after_directive": 1, "cases": [ { "number": "INFR(2024)0133", "country": "SI", "title": "Lack of transposition of Directive on Non-performing loans by Slovenia", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-07-17", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] }, { "country": "SK", "name_ro": "Slovacia", "stage": "case_closed", "stage_label_ro": "Clasarea cauzei", "stage_date": "2025-05-07", "stage_kind": "non_communication", "days_from_deadline": 1037, "measures": [ { "country": "SK", "celex": "72021L2167SVK_21803", "title": "Zákon č. 431/2002 Z. z. o účtovníctve", "act_type": "Zákon", "local_id": null, "notified": "2003-12-31", "journal": "Zbierka zákonov SR", "journal_number": "168", "journal_date": "2002-08-01", "journal_pages": "4455-4469" }, { "country": "SK", "celex": "72021L2167SVK_21908", "title": "Zákon č. 483/2001 Z. z. o bankách a o zmene a doplnení niektorých zákonov", "act_type": "Zákon", "local_id": null, "notified": "2004-01-16", "journal": "Zbierka zákonov SR", "journal_number": "193", "journal_date": "2001-11-29", "journal_pages": "5122-5164" }, { "country": "SK", "celex": "72021L2167SVK_21926", "title": "Zákon č. 40/1964 Zb. Občiansky zákonník", "act_type": "Zákon", "local_id": null, "notified": "2004-01-20", "journal": "Zbierka zákonov SR", "journal_number": "19", "journal_date": "1964-03-05", "journal_pages": "201-246" }, { "country": "SK", "celex": "72021L2167SVK_21933", "title": "Zákon č. 530/2003 Z. z. o obchodnom registri a o zmene a doplnení niektorých zákonov", "act_type": "Zákon", "local_id": null, "notified": "2004-01-20", "journal": "Zbierka zákonov SR", "journal_number": "219", "journal_date": "2003-12-12", "journal_pages": "4098-4107" }, { "country": "SK", "celex": "72021L2167SVK_22287", "title": "Zákon Národnej rady Slovenskej republiky č. 566/1992 Zb. o Národnej banke Slovenska", "act_type": "Zákon", "local_id": null, "notified": "2004-03-10", "journal": "Zbierka zákonov SR", "journal_number": "113", "journal_date": "1992-12-11", "journal_pages": "3322-3329" }, { "country": "SK", "celex": "72021L2167SVK_35751", "title": "Zákon č. 747/2004 Z. z. o dohľade nad finančným trhom a o zmene a doplnení niektorých zákonov", "act_type": "Zákon", "local_id": "747/2004", "notified": "2005-03-02", "journal": "Zbierka zákonov SR", "journal_number": "304", "journal_date": "2004-12-30", "journal_pages": null }, { "country": "SK", "celex": "72021L2167SVK_169580", "title": "Zákon č. 129/2010 Z. z. o spotrebiteľských úveroch a o iných úveroch a pôžičkách pre spotrebiteľov a o zmene a doplnení niektorých zákonov", "act_type": "Zákon", "local_id": "129/2010", "notified": "2010-05-31", "journal": "Zbierka zákonov SR", "journal_number": "55", "journal_date": "2010-04-02", "journal_pages": null }, { "country": "SK", "celex": "72021L2167SVK_235610", "title": "Zákon č. 90/2016 Z. z. o úveroch na bývanie a o zmene a doplnení niektorých zákonov", "act_type": "Zákon", "local_id": "90/2016", "notified": "2016-03-11", "journal": "Zbierka zákonov SR", "journal_number": "11", "journal_date": "2016-02-25", "journal_pages": null }, { "country": "SK", "celex": "72021L2167SVK_202402354", "title": "Zákon č. 106/2024 Z.z. o správcoch úverov a nákupcoch úverov a o zmene a doplnení niektorých zákonov", "act_type": "Zákon", "local_id": "106/2024", "notified": "2024-05-28", "journal": "Zbierka zákonov SR", "journal_number": null, "journal_date": "2024-05-20", "journal_pages": null }, { "country": "SK", "celex": "72021L2167SVK_202507129", "title": "Zákon č. 312/2025 Z. z. o spotrebiteľských úveroch a o iných úveroch a pôžičkách pre spotrebiteľov a o zmene a doplnení niektorých zákonov", "act_type": "Zákon", "local_id": "312/2025", "notified": "2025-12-18", "journal": "Zbierka zákonov SR", "journal_number": null, "journal_date": "2025-11-19", "journal_pages": null } ], "measures_after_directive": 2, "cases": [ { "number": "INFR(2024)0138", "country": "SK", "title": "Lack of transposition of Directive on Non-performing loans by Slovakia", "active": false, "kind": "non_communication", "kind_ro": "Necomunicarea măsurilor de transpunere a directivelor", "decisions": [ { "date": "2024-01-24", "stage": "formal_notice", "label_ro": "Punere în întârziere, art. 258-260 alineatul (3) din TFUE", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null }, { "date": "2025-05-07", "stage": "case_closed", "label_ro": "Clasarea cauzei", "memo_url": null, "court_case": null, "court_url": null, "court_ruling": null } ] } ], "sources": [ { "label": "EUR-Lex, măsuri naționale de transpunere (32021L2167)", "url": "https://eur-lex.europa.eu/legal-content/RO/NIM/?uri=CELEX:32021L2167", "retrieved": "2026-10-31" }, { "label": "Comisia Europeană, registrul deciziilor privind încălcarea dreptului UE (32021L2167)", "url": "https://ec.europa.eu/implementing-eu-law/search-infringement-decisions/index.html?langCode=RO&version=v1&typeOfSearch=byCase&legalBasis=32021L2167", "retrieved": "2026-10-31" } ] } ] }